Wednesday, 16 May 2012

MR Implications - Transfer List

Posted in: Discussion | Policy forum

25/10/2010 10:59 am

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Sidney Webb

Sidney Webb

Location: South East England
Posts: 224

25/10/2010 12:21 pm

Whether you transfer, exchange or are awarded a new tenancy from the waiting list, you will be a new tenant and therefore liable to the new tenancies on offer. If this is with a landlord who is exploiting the opportunity to charge 80% of MR then that is what you will be charged, regardless of your previous circumstance. If you can not afford this, then you will have to find a way to afford it or give up the tenancy in favour of a cheaper one somewhere else.

If this means giving up your job as you can no longer afford to travel to it then be reassured that some one else will be able to do it as a second income or as pocket money against their partners' or parents' nice little earner in the City firm!

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kass

kass

Posts: 629

25/10/2010 12:54 pm

WATT watt

This is the best con the government could come up with against long term residents on transfer lists.

Not only residents have been penalized by years of languishing in prop-erties they do not want to be in, often in terrifying circumstances.  Now if they  are lucky (unlucky?) to have a chance to transfer they will be charged close to market rents.

The only ones who will have and advantage to enjoy a transfer will be those whose situation or intention is to never come out of housing benefit.

If you work and andtransfer and your job is not well paid, you will be working only to pay the rent.

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Mr P

Mr P

Posts: 29

25/10/2010 2:21 pm

As a side issue maybe an intended effect of the increase will be to stop people having kids that they can't afford.  ie Tenant is suitably housed in a 2 bed flat but wants a 3 bed house.  The option to have another kid and move to a 3 bed house is gone because the tenant can't afford it.  Previously it has never mattered if they can afford it or not.

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kass

kass

Posts: 629

25/10/2010 2:55 pm

this would be a resident who working and pays the rent and not on housing benefit... so you penalize who is working... she will look next door who is on benefit and asks herself why is she allowed to have another baby and get a transfer and all her rent is covered and I canno0t do it by working?... the whole point (which now turns out to be a con) of the libdem was to help those who are trying to do something for themselves... but it seems now that even those who try to do something will soon give up. The only way now you are helped is if you have nothing at all, so no one is going to try to get anything.  

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Mr P

Mr P

Posts: 29

25/10/2010 3:36 pm

Kass,  If someone is working and can't afford a kid they shouldn't have a kid!  Doesn't matter what they're up to next door.

Saying that I would have thought that HB wouldn't cover 80% of market rents in all areas so if you live in westminster, don't work and have a current tenancy you won't be able to afford to get a transfer if you're irresponsible enough to have another kid.  

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Sidney Webb

Sidney Webb

Location: South East England
Posts: 224

25/10/2010 3:54 pm

This is not about having or not having children. It is about having and not having a home. If you are 35 or under without significant means or income you will not have a home, you will have a shared room or have to still be living with your parents, assuming that they have a home. If you are low paid or no paid you will not have a home, unless you can find the extra to cover the increase to market level rents.

Parent or childless - if you do not earn enough to pay a market rent or buy your own home you will be homeless. How fair is that?

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kass

kass

Posts: 629

25/10/2010 4:02 pm

Mr P

If people want another kid they will have it.  whether you like it or not.

as I said you are only making it more diffcult for those who work, I have not yet met any social resident in work or out of work wanting a kid and thinking can I afford it or not.  the ones I know all said to me that if they wanted it they'll have it and then we will see.  and most of these people are responsible people...

so I am not even speaking about those who do not know where kids come from, which obviously don't give a toss as they will get housing benefit anyway.  

I am not in a position to deny that there might be some people who consider not having a kid because of their property size, but Iexpect you will find most of them will be private home owners which would have to find their own money for a larger property and have nothing to do with social housing. 

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WATT WATT

WATT WATT

Posts: 12

25/10/2010 4:09 pm

PSR, is this guesswork on your part that existing transfer tenants will be made to pay the 80% MR rent because the RSL is setting the new rents as properties vacate? Will they not be considered as per their current tenancy? Can this be applied to say Mutual Exchange tenants (whom ultimately swap their tenancy terms)? Surely, there is scope to protect the existing tenants rental charges by increasing their vacated property rent which in most cases would be allocated to someone new to social housing via noms.system. I’m not saying that I agree with what is now 2 tier rental and the increased rent charges for new tenant but you are suggesting that the RSL could either: gain twice from a transfer i.e. both properties increase to 80% or is it that transfer applicants whom have all but been forgotten anyway courtesy CBL and noms. will not be considered at all? Also, if both property rents are to increase, how does this fit in with Shapps housing mobility plans, not that they are a reality ;-)

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Mr P

Mr P

Posts: 29

25/10/2010 4:14 pm

Just pointing out that if you have a secure tenancy the option of having a kid to get a transfer is gone as you won't be able to afford it....i did mention that it is a side issue. 

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Mr P

Mr P

Posts: 29

25/10/2010 5:27 pm

Kass,

The attitude you describe is the reason that hard working people get annoyed with social tenants.  It is not a responsible act to have a child if you can't afford it.  It is irresponsible and selfish.  The fact that you think that these people are responsible shows that you just don't understand.

I won't be looking out for any replies.  I've often laughed at people trying to explain a reasonable point to you, sometimes over several days, with no success.

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Sidney Webb

Sidney Webb

Location: South East England
Posts: 224

25/10/2010 5:27 pm

No not guesswork. Obviously where there is discretion then such can be applied, but a good guide is to look at LSVT landlords where security of tenure transfers with the stock (some tenants were on the ball enough to have this included). Whenever a tenant transferred, exchanged, or in some cases decanted and returned, they lost their secure tenancy and preserved right to buy. Thus, if you have any cause for a new tenancy to be issued the liklihood is that it will be undet the Shapps new definition of affordable (if only we could all afford what Shapps can afford there would not be an issue!)

If you have a tenancy that is secure, affordable, or both - hang onto it because you are to become an endangered species.

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kass

kass

Posts: 629

25/10/2010 6:09 pm

"Mr P

Just pointing out that if you have a secure tenancy the option of having a kid to get a transfer is gone as you won't be able to afford it....i did mention that it is a side issue."

If the resident is on housing benefit, nothing changes.  He gets housing without a kid and will go on getting housing benefit with a kid.

If the resident is not on housing benefit and does not earn enough to pay if transferred to a larger property the landlord has put close to MR he either has no kid or  has the kid and gives up his job and gets housing benefit.

so who is penalized in the transfer system? 

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Chris

Chris

Location: All over the place
Posts: 282

25/10/2010 8:58 pm

The Labour 'line' accusation of government by annecdote does seem appropriate to both policy and their narrow minded supporter posters view.

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marty21

marty21

Posts: 67

29/10/2010 4:09 pm

It's my understanding that tenants who transfer will pay the same rents as are currently charged, the 80% market rent hasn't come in yet, it is likely to be 80% of LHA rather than actual market rent anyway. It still has to be voted on in parliament, so may not actually happen, if the Lib Dems grow some balls that is.

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marty21

marty21

Posts: 67

29/10/2010 4:09 pm

It is only new tenants who will pay the new rents (if they come in)

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