Risk and Judgements


Association downgraded over 'reduced capacity' in leadership team

26/04/2017 | By Sophie Barnes

Shoreline Housing Partnership has been downgraded because its focus on a potential merger has led to “reduced capacity” in its leadership team, the regulator has warned.

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'Keep reputational risk in mind' warns regulator as changes kick in

06/04/2017 | By Pete Apps

The regulator has warned associations to keep reputational risk to the sector in mind as new freedoms to dispose of stock, merge, and restructure without consent kick in.

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Commonwealth Games site, Glasgow

Regulator appoints board members to housing association

03/04/2017 | By Luke Barratt

A housing association in Glasgow has appointed four board members to a housing association following a “serious governance failure”.


Housing associations downgraded by regulator

29/03/2017 | By Sophie Barnes

Two housing associations have been downgraded by the regulator over governance and viability concerns.

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Regulator and ombudsman open talks over joint working

09/03/2017 | By Pete Apps

The housing regulator and the ombudsman have opened talks about their joint working following political pressure over housing association complaints.


Luminus made £235,000 loss from market sale

08/03/2017 | By Pete Apps

Luminus made a £235,000 loss from its open market sale developments as it booked a £6.5m deficit for the year, its previously unpublished accounts reveal.

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New regulator

Luminus non-compliant over governance and gas safety failures

01/03/2017 | By Pete Apps

A 7,300-home housing association has been made non-compliant for widespread governance failings, including leaving more than 1,000 properties without gas safety checks.

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housing finance

Co-op Bank demands repayment of association loan due to technical breach

01/03/2017 | By Sophie Barnes

A Scottish housing association’s bank demanded early repayment of a loan after regulatory intervention triggered a technical breach of its covenants.


Deleted emails trigger housing association downgrade

24/02/2017 | By Sophie Barnes

The regulator has downgraded a 2,120-home specialist housing association after a large batch of emails was deleted under a previous management team.

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Regulator criticises associations for failing to submit financial accounts

22/02/2017 | By Sophie Barnes

The regulator has criticised two housing associations for failing to submit financial statements despite repeated reminders.

New regulator

Housing association slammed by regulator after £2.3m site failures

13/02/2017 | By Sophie Barnes

A Scottish housing association has been slammed by the regulator for “failing to progress” a site bought in 2010 with £1m of public money.


Regulator knew of repairs issues before Circle upgrade

10/02/2017 | By Pete Apps

The housing regulator knew about serious problems with Circle’s repairs service affecting vulnerable tenants when it upgraded the organisation to compliant last year.

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Ashby warns associations over rent settlement and building

09/02/2017 | By Sophie Barnes

The chair of the regulator has warned housing associations the government could impose an “unpleasant” rent settlement if it is not persuaded they are building enough homes.


HCA downgrades MHA governance due to lack of leadership

01/02/2017 | By Tim Clark

The Homes and Communities Agency has downgraded a small Bradford-based housing association to a non-compliant rating due to a lack of “effective leadership or direction”.

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Regulator considers adopting sector scorecard for efficiency

27/01/2017 | By Sophie Barnes , Tim Clark

The regulator will consider adopting a sector scorecard for judging efficiency in its Value for Money assessments, Inside Housing understands.

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Slot machine graphic for use in HCA feature, 15 August 2014

HCA downgrades C&C over development plans

25/01/2017 | By Tim Clark

The Homes and Communities Agency (HCA) has downgraded a 2,200-home housing association over its ambitious development plans and residential care exit.


Regulator slams newly merged Circle for ongoing repairs failings

21/12/2016 | By Pete Apps

The housing regulator has slammed the recently merged Circle Housing for risking “serious harm” to tenants due to ongoing repairs failings, despite assurances it had improved.

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Financial reporting concerns lead to association downgrade

21/12/2016 | By Sophie Barnes

Together Housing Group has been downgraded by the social housing regulator because of concerns about “inaccurate or untimely financial reporting”.

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Interim judgements issued for merged landlords

15/12/2016 | By Pete Apps

The regulator has issued ‘interim’ judgements for two newly merged housing associations, as it shakes up its rules on ratings following a merger.


Association under review after development subsidiary trouble

12/12/2016 | By Mark Smulian

Broadacres Housing Association has had its governance and viability gradings placed under review following problems at a development subsidiary.


Johnnie Johnson: back from the brink

09/12/2016 | By Simon Brandon

The story of Johnnie Johnson Housing Trust’s dramatic turnaround

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Welsh regulator to introduce performance standards

01/12/2016 | By Pete Apps

The Welsh regulator will introduce a series of governance and viability standards for the first time, as part of a package to take housing associations off the national balance sheet.


Midlands association downgraded over governance concerns

30/11/2016 | By Sophie Barnes

Wrekin Housing Group (WHG) has been downgraded by the housing regulator due to weaknesses in risk management across its large group structure.


Large housing association rated 'non-compliant'

11/07/2016 | By Heather Spurr

The social housing regulator has downgraded a housing association’s governance to a non-compliant rating over “significant weaknesses” in its information about its housing stock.

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Association receives downgrade over VFM

17/03/2016 | By Carl Brown , Heather Spurr

A housing association has today had its governance rating downgraded over its value-for-money self-assessment.

Gas safety

Landlord downgraded over gas safety

24/02/2016 | By Heather Spurr

A housing association has received a governance downgrade from the English social housing regulator for failing to carry out gas safety checks on 160 properties.

Welsh Assembly

Welsh Government blocks release of report into HA

19/02/2016 | By Pete Apps

The Welsh Government has refused to release details of its report into mismanagement at a housing association.

HCA regulator social housing

Scottish regulator takes action against association

12/02/2016 | By Sophie Barnes

The Scottish Housing Regulator has taken action against a housing association in Paisley after finding “serious weaknesses” in the landlord’s governance and management of finances.


Associations 'missed decimal points' in data errors

13/01/2016 | By Pete Apps

Housing associations missed decimal points and entered monthly figures as years in a range of errors in official statements submitted to the English social housing regulator.

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Report finds mismanagement at Welsh landlord

06/01/2016 | By Corin Williams

A Welsh Government-commissioned report into housing association Tai Cantref found evidence of mismanagement, Inside Housing understands.

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Housing association downgraded over auditing

16/12/2015 | By Carl Brown

A Norfolk-based housing association has had its governance rating downgraded over concerns about a new auditing system.


Regulator scales down action with two associations

09/12/2015 | By Jonathan Bunn

The Scottish Housing Regulator has scaled down its interventions at two associations previously found to have serious weaknesses.


99% of housing associations hit HCA deadline

04/11/2015 | By Chloë Stothart

Almost all housing associations have hit the deadline for submission of their revised business plans to the regulator following the government’s rent reduction announcement.

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HCA downgrades landlord over data errors

28/10/2015 | By Carl Brown

The English social housing regulator has downgraded the governance rating of a South West housing association over repeated errors in data submissions.

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Plus Dane given ratings boost after overhaul

30/09/2015 | By Carl Brown

Plus Dane has had its governance rating upgraded and now complies with all regulatory standards, following a drastic overhaul of its governance and finances.

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Welsh Assembly

Regulator demands urgent action from association

11/09/2015 | By Corin Williams

The Welsh Government has issued a severely critical regulatory judgement on Tai Calon Community Housing in response to a failure by its management team that led to a £2.6m deficit.

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HCA regulator social housing

Housing association's future under threat

04/09/2015 | By Carl Brown

A supported housing provider may no longer have a future as a viable, independent business following a liquidity crisis, the social housing regulator has warned.

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Regulator penalises another landlord for late accounts

02/09/2015 | By Carl Brown

The English social housing regulator has penalised another small social landlord for failing to file accounts on time.


Landlord receives governance rating upgrade

26/08/2015 | By Carl Brown

A Midlands housing association now complies with regulatory standards following a governance rating upgrade today.

Money, surplus, annual results, financial, finance, accounts

HCA names late accounts culprits

13/08/2015 | By Chloe Stothart , Carl Brown

The English social housing regulator is now naming smaller providers which have missed financial reporting deadlines as part of a new ‘transparent’ approach.

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HCA admonishes nine for late accounts

12/08/2015 | By Chloë Stothart

Nine small housing associations have been admonished by the English social housing regulator for late submission of financial statements.

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For use in Inside Housing, 7 August 2015

Storm clouds

07/08/2015 | By Heather Spurr

What are the biggest risks for housing associations - and are they well placed to tackle them? Inside Housing and Zurich Municipal brought together an expert panel to find out. Heather Spurr reports


Welsh Government launches inquiry into landlord

30/07/2015 | By Pete Apps

The Welsh Government has launched a statutory inquiry into a social landlord relating to a number of allegations surrounding the organisation.


Landlord explains decision to remain independent

29/07/2015 | By Carl Brown

The chief executive of only the third landlord that failed to meet financial viability standards has explained the organisation’s decision not to seek a merger partner.

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HCA downgrades two associations in continuing trend

29/07/2015 | By Carl Brown

The social housing regulator has issued two more financial viability rating downgrades, as the trend for lower gradings in the sector continues.

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Associations 'facing downgrades' over asset registers

24/06/2015 | By Pete Apps

Housing associations in England could face regulatory downgrades if the Homes and Communities Agency uncovers insufficient asset and liability registers in its new in-depth assessments.

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'A third of tenant data is inaccurate'

24/06/2015 | By Jess McCabe

More than a third of data that social landlords hold on tenants is inaccurate or missing, according to a tech supplier to the housing sector.

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HCA reveals 'in-depth assessment' process

19/06/2015 | By Carl Brown

The English social housing regulator has set out the way it will conduct in-depth assessments (IDAs) of housing associations.


Community champion

18/06/2015 | By Martin Hilditch

The tenant-focused business model of the Preston Community Gateway Association means that chief executive Diane Bellinger is swimming against the fashionable tide. But, she tells Martin Hilditch, 10 years on the association is still making a splash


Benefit rules

27/05/2015 | By Liam Preston

Liam Preston, policy officer at the YMCA charity, has come up with six things you need to know about the government plan to remove the automatic entitlement to housing benefit for 18 to 21-year-olds


HCA downgrades landlord over 'key exposures'

27/05/2015 | By Carl Brown

The Homes and Communities Agency (HCA) has downgraded the financial viability rating of a housing association due to ‘key exposures’.


High Court orders landlord to pay £300k to contractor

27/05/2015 | By Corin Williams

A housing association has been ordered by a High Court judge to pay more than £300,000 to a repairs contractor following a long-term legal dispute.

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HCA regulator social housing

Ashby clarifies definition of 'entirely acceptable' V2 rating

21/05/2015 | By Pete Apps

The English social housing regulator has clarified its definition of financial viability standards and confirmed it is ‘entirely acceptable’ for associations to drop down to the second notch.


Increase in viability downgrades to V2

08/05/2015 | By Carl Brown

The English social housing regulator is downgrading more landlords’ financial viability ratings as it anticipates a riskier operating environment for the sector.

HCA regulator social housing

Missed gas test 'exposed tenants to serious harm'

05/05/2015 | By Pete Apps

A social landlord exposed vulnerable tenants to ‘the risk of serious harm for a significant period’ by failing to carry out gas safety checks, the housing watchdog has said.

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HCA downgrades five over financial risks

29/04/2015 | By Carl Brown

The English social housing regulator has downgraded the financial viability ratings of five landlords.

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For use in Inside Housing, 17 April 2015

Repairing trust

17/04/2015 | By Pete Apps

When Circle Housing entered into a £350m repairs contract in 2013, little did it know that within 18 months the deal would be cancelled amid blistering criticism of ‘chronic failure’ from the regulator. Pete Apps reports

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Landlord downgraded after risking covenant breaches

02/04/2015 | By Nick Duxbury

Asra Housing Group has had its governance and viability rating downgraded by the housing regulator after it was exposed to covenant breaches.

Book with gavel

Regulator slams giant landlord for 'chronic' repairs failings

02/04/2015 | By Pete Apps

‘Chronic failures’ resulting in ‘exceptionally poor provision of repairs’ has seen one of the UK’s largest social landlords ranked non-compliant by the sector watchdog.

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Financial district

Credit agencies welcome regulatory framework

31/03/2015 | By Pete Apps

The three major credit agencies for the housing association sector have welcomed the Homes and Communities Agency’s new regulatory framework as credit positive.