IS THERE A WORKABLE ANSWER TO THE CURRENT/FUTURE HOUSING ISSUE?
31/05/2011 7:42 pm
Location: Macclesfield CHESHIRE
In a very pleasant and polite exchange earlier today I was asked a simple question and did not have an answer. The question was
The system is near to breaking point as it is, there isnt a magic pot of money to build new family homes, which is the only was to reduce the transfer list. May I ask if you had control of the Housing Train set what you would do?
I don't have an answer but does anyone else bearing in mind we can't go back in time to fix things where (and if) previous (or current) governments got it wrong?
It might be of value to consider even the most unpalatable of options such as having yet another form of tenure or even 'welfare housing. or 'pay for what you get housing' (lower rents in exchange for lower services and standards?).
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31/05/2011 8:06 pm
No there is not a magic pot of money - yet somehow this government has managed to borrow even more over the past year than when they said we were bankrupt, they can afford new wars without even blinking, they can afford to roll out the largest ever nuclear programme when everyone else is reducing theirs, and of course they can afford to cut taxes to business and the most well off (in order to promote growth, of course).
If a fraction of such magic money were redirected into building new social homes for rent then it would be invested in a product that lasts, unlike bombs which are used once and then no more. It would be invested in real jobs in the real economy rather than handouts to business men who simply put the cash with their small change, never to see the light of day on our shores again.
It is not a question of magic money but pure commitment to do what is needed and what is right, just as our forefathers did to put this nation back together again 60 years ago.
This is not idealism but reality - it works as history proves. Invest in housing and the economy grows, living standards raise, and borrowing as a propoertion of GDP falls. So long as we remember to never repeat the Thatcher experiement of privatisation for privatisation's sake then any future problems will be new ones.
31/05/2011 9:42 pm
I am no expert on housing at all, nor was I the best at economics so those thoughts are just simply from a "normal person's" point of view.
I think that some sort of market between the private and social sectors need to be implemented. I know that the government is proposing this new up to 80% market and whilst maybe 80% might be just a little bit too close to the private sector, I am pretty sure that a lot of social tenants, working, stuck between not being able to get a mortgage and the insecurity of private sector would welcome such a move.
Where I live, I would say it costs around an absolutely minimum of 350 ish for a 3 bedroom flat up to pretty much no limitation but just to say than paying half of this would be much better. This would have for effect to free up properties to people in need but not quite in such dire need that they have a real chance of getting anywhere near the top.
Well, just some thoughts.