Tuesday, 16 September 2014

Chris's posts

  • Posted in: Should affordable housing be affordable?

    Chris's post | 25/08/2011 9:26 am

    Butti - yep, and if you check some of my other posts you will see that I favour a person being able to afford rent out of earned income not benefit - thus my reasoning that rents either need to come down, earning go up, or some way of both meeting in the middle.

    From your own definition 40%NMW is higher than 30% income, so hardly cheap.

    @Formally Homeless Youth - only you can tell if that was a good or bad decision, however, a way to make it more good than bad is to make sure that whatever you do from here it is for positive reasons, and adds to your skill and experience, so building for your future. Good luck in your endevours, but remember, from here any job pays higher than your current earnings.

  • Posted in: Should affordable housing be affordable?

    Chris's post | 24/08/2011 9:09 pm

    Jono - but that means your point about private landlords going out of business does not hold water - as you state they simply are taking their business to other markets - but that then means somewhere in the sector a vacant dwelling is left empty; so what happens to that one, keep getting the council tax and business rate subsidy or open it up for a family in need?

    Jono - your point about single wage earning families is valid - but it is equally valid in the current circumstance too. Are you now advocating the expansion of benefit costs? Further, the changes wrought on society over the past 30-years have rendered the traditional family impossible, and couples both having to work to make ends meet. Choice about being a full time parent or not has been completely removed (presumming the parents wish to be able to clothe and feed the family). More affordable rents and more realistic wages both help reverse this worse outcome of the economic model we currently have, where the individual is king and families are an anacronism.

    Has someone else started writing your posts Jono as they seem to have altered in direction and lost their trademark language and structure?

  • Posted in: Should affordable housing be affordable?

    Chris's post | 24/08/2011 2:33 pm

    Without disagreeing with the substantive points Joe - because I agree with them - I did not mention tax credits as I do not believe that affording housing should be reliant on benefit payments. If housing costs can not be afforded by the levels deemed acceptable to pay for doing work then the wages are too low.

  • Posted in: Should affordable housing be affordable?

    Chris's post | 24/08/2011 1:38 pm

    Actually Jono you forgot the tax allowance that we are all entitled to, no matter how poor, so the figure is 43% and £87pw respectively.

    You ask what about the private sector? - What about the private sector Jono - must they be further subsidised and feathered to sustain their private business or left to follow market forces and adapt their business accordingly.

    Again - if they cease to trade, what would you do with all the empty homes Jono - they would be available to be bought back into use as social lets of course, especially if their owners abandon them.

    What is your logic that larger properties would incur the same rents Jono - that is not the case now, nor would it be if 40%MW was the rental charge - more space infers more people which infers more earning capacity and so higher affordability - just as now Jono.

    So, not so absurd as you would wish.

  • Posted in: Should affordable housing be affordable?

    Chris's post | 24/08/2011 9:15 am

    Surely that would depend on the value of the Minimum Wage Jono - indeed, if such an essential 'product' is not so linked then there will always be an excessive demand that will not be met, making all of us the poorer; first from having higher housing costs than we could have; second from having to support the excessive housing costs of those to lowly paid.

    If you collapse in the supply of homes to rent actually happened, what would you propose is done with all the empty houses that would result - how about renting them out at 40% minimum wage? Or do you expect the landlords to demolish them out of spite!

  • Posted in: Shared ownership repossession

    Chris's post | 23/08/2011 10:54 pm

    nonny - not if they have exceeded the capital asset worth with their 50% ownership.

  • Posted in: Floating Support

    Chris's post | 23/08/2011 10:51 pm

    Steph - as hard as it may be, if you are feeling as you are you need at least a break, if not a change of career.

    You care - if you are exhausted you put the people you care about at risk. If your employer does not care, then it's time to leave.

    Imagine, if enough people have the courage to do the same the entire minimum wage, maximum profit, minimal care regime will fall, especially as the current government has (allegedly) stopped the exploitation of third world imports into care-service slavery.

    Steph - others understand and care about you too - maybe just posting as you have will lift you enough for a while, but safeguard your health, and good luck.

  • Posted in: Should affordable housing be affordable?

    Chris's post | 23/08/2011 8:11 pm

    Formerly Homeless Youth - I salute you!

  • Posted in: Should affordable housing be affordable?

    Chris's post | 23/08/2011 8:09 pm

    SHAPPS! - CAMERON! can you hear this youth?

    They have got off of their backside and looked to improve their position. They have accepted poverty pay, but all they get is your derision. Instead of the hand up they get the bums' rush. Instead of praise they get, stigmatised, greater exclusion and cuts.

    CLEGG! - HUGHES! this youth was who you promised to help.

    Where is that promise now when all you are saying is 'sod off sonny - no cash for you, lower wages beckon and no housing either, not till you are 35, and even then only if you can afford 80%MR - you only have yourself to blame for being poor.

    Where is your shame Coalition - this youth was our future. Where is the reward for self improvement when all that is gained is taken away.

    Broken glass, charred wood, blood and grime - all on your hands dear Leaders. What did Cameron pronounce about Leaders who turn on their own people - killing them slowly is still death!

  • Posted in: Should affordable housing be affordable?

    Chris's post | 23/08/2011 3:36 pm

    An argument for a wage for the job rather than a wage for the age - ageism is as hideous as any other discrimination, and this situation is yet another fudge given to us by weakling Blair.

    Hopefully stronger leadership will correct this and we can all move towards being free of benefit dependency as an outcome from working. Fair pay, affordable rents, civilised society - is that too much to ask for?

  • Posted in: Demise of rural populations

    Chris's post | 23/08/2011 2:01 pm

    Sounds ideal Nonny - don't tell us where it is or we'll descend in droves!

    Thanks for the information.

    Does anyone else have an example of what is going on out there that is either keeping the communities alive, or risking their existence?

  • Posted in: The government's work programme and benefits

    Chris's post | 23/08/2011 11:30 am

    Hello Lydia - I expect that James is correct, but that should not be seen as devaluing the scheme. I have had direct experience of work place training without extra income (other than travel and a £5 'bonus'), including the application of funding from the European Social Fund. I've witnessed how such training offers the participant a current CV activity, indicates a willingness to self development, and suggests a level of skill competence. Such things can lead to valued employment and the earning of a wage.

    Where such schemes fall down is when they are compulsory, so that there is not a willingness to self development, and when they are for skills that are not wanted (I'm thinking of one scheme that was churning out windowcleaners as self employed businesses by the hundred for instance). In such cases they do not aid routes into work, and worse devalue the training for all so even the motivated get judged as not worth entertaining because of having been on a government scheme.

    In the latter respect the reservation is founded, but the route around that is to maintain the voluntary participation of trainees and engaging the participation of employers.

  • Posted in: Should affordable housing be affordable?

    Chris's post | 23/08/2011 10:32 am

    If the minimum wage is an acceptable income, and by definition the lowest someone may be paid; and is 40% is seen as a reasonable amount of income to spend on housing costs and still be able to afford to live, then affordable rents should be 40% of the minimum wage - maximum.

    The supply of such properties at such rents must equal to numbers of people having to live on the minimum wage as a minimum, so that everyone can afford a home without benefit dependency.

  • Posted in: Demise of rural populations

    Chris's post | 23/08/2011 10:26 am

    I think your different experience Nonny 23/08 9.37 to either Nonny on 22/08 is communications. The ease of transport means that your income outside of the community can benefit and help maintain the community. The other consideration is sclae of local employment, which on face value sounds larger than the other contributers.

    What sort of industiral production is there - and is this something other communites could copy?

    Apologies if there was any perceived inference of doom - I love the rural area and all the positives it offers and am genuinely interested in encouraging the sharing of ideas and observations that means such communities continue to be able to be enjoyed.

    You don't mention the housing situation in your community Nonny. Are there issues, and if not what solutions are at play to achieve the positive position?

  • Posted in: Twitter and the riots

    Chris's post | 23/08/2011 10:19 am

    Anon Anon - landlords are neither Police, MI5, nor the Secret Service. They do not have the sort of facility our Government has at Cheltenham, nor can they call up a Nimrod to survey the land.

    The clue about the role of housing organisations is in the name 'housing'.

  • Posted in: Demise of rural populations

    Chris's post | 23/08/2011 9:27 am

    Thanks for that insight Anon - hopefully other contributors can share their own experiences, observations and ideas. I'm convinced that there is a solution that is blindingly obvious to someone, but admit to not being that person.

  • Posted in: Demise of rural populations

    Chris's post | 22/08/2011 8:57 pm

    What we need is clear government support so that housing is available for those needing to move into the village, and for future generations to grow into. This means that they must also have employment, but with the internet and broadband that is achievable without long commuting - it needs politicians though to get employers to stop forcing people to make journeys that they do not need to make. Government could also help by making 'preservation incentives' in the same way as they make othe economic development incentives for large employers. Small employers, crafts and country pursuits could all continue to run with such support, where they may be stressed or non-existant currently.

  • Posted in: Demise of rural populations

    Chris's post | 22/08/2011 8:49 pm

    Hi Anon - when you say the village had a large proportion of social housing - was it still socially rented or had it been bought out to right to buy?

    Looking at your experience though it would appear that viable and rewarding local employment is a clear factor to keeping the communities alive.

    Do you think if, for instance, some of the enterprising people who have set up as employers across our cities and towns could be encouraged into the rural communities this would help, or do you think those communities are only welcoming of such immigration if it is low paid field labour?

    I know from my own experience of village life that sometimes the locals can refuse new arrivals, even if that means the village facilities and services become unviable as a result - is that your own experience before leaving your village?

  • Posted in: Demise of rural populations

    Chris's post | 22/08/2011 4:39 pm

    in some parts of the UK, the decrease in population of families is leading to the decreasing viability and sustainability of local services. For instance, communities are seeing local schools threatened with closure as numbers dwindle (with some villages looking to use  children from neighbouring areas to keep their schools viable) Other communities are seeing shops, post offices, pubs, and even churches close as populations become increasingly elderly with young people leaving for better work prospects elsewhere.

    The question is, what role can housing play in reversing this trend and so keep our countryside and villages alive?

  • Posted in: Woman jailed after riots in Manchester freed by judge

    Chris's post | 22/08/2011 2:47 pm

    In short, yes, so what's new?

    I think even you will agree that shorts or pants, if they are not proportionate they will cause discomfort.

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