Monday, 06 July 2015

F451's posts

  • Posted in: Benefit levels

    F451's post | 07/02/2012 11:32 am

    What an odd conversation to spring from a statement that simply calls for some decency in the life of those who either can not work, or who's working options are severely limited.

    The poor did not create the economic crisis engulfing the world - they did not take the unsustainable slice of wealth for themselves - yet it is they who are being asked to shoulder the majority burden to replace that wealth.

    Too many nonnies and not enough sense it would seem.

  • Posted in: Problem tenants

    F451's post | 19/01/2012 5:08 pm

    What happened here - Meeta had achieved calm and positivity previously.

  • Posted in: Problem tenants

    F451's post | 18/01/2012 2:24 pm

    Tough times for tenants and landlord - how many more landlords will share your experience as more and more people lose jobs and incomes and need to try to make ends meet with shrinking benefits and disappearing work options.

    Of course, public landlords have been faced with these loses previously - or more to the point the public purse has ultimately been responsible for writing of anything that can not be recovered. Now, because of the privatisation of housing, private landlords face these losses and any write off is between you and the tax man as to how much may be offset.

    The privatisation of debt, the privatisation of housing, and the centralisation of wealth plays a considerable part in the negatives that you are experiencing trying to gain an income from the trade-able commodity that was once your home.

    I return to my fundemental point, that whilst working people allow themselves to be divided the ruling class will always ensure that we carry the heaviest load for the smallest reward. Hoping to one day belong to that class is no protection against their ensuring we never will.

    Perhaps you should consider returning to your home. After all, the vast majority of Tottenham residents appear to have survived the riots, and indeed appear to be building a stronger community in their wake (just like they did before, forming the community you lived in previously.)

  • Posted in: Problem tenants

    F451's post | 18/01/2012 1:59 pm

    There is more money to be made through direct renting, but less stress if using an agent, and even less worry if renting via a local authority scheme even though this delivers the lowest return.

    I'd say that if any form of employment or work is adversly and unavoidably damaging your mental health then you should either stop doing it or learn to think differently about it.

    If the proceeds of renting allows you to just about get by then the business vulnerability is beyond risk management. Where before the recession this risk was less likely to deliver a downfall, currently it will, and in the future with the majority being forced to rent privately the outcome is obvious just by looking at history when such was the case. Tenants would disappear when the rent arrear got too much knowing that there would always be another landlord eager to earn money from them. Landlords despised tenants for that very reason and looked to spend the bare minimum and so preserve profits in expectation of the moonlight flit. Tenants felt justified stiffing the landlord because the landlord offered such poor service. It is a self propelling mechanism for depravity and dispair, with only the financiers coming out with a gain.

    I do wonder what would happen if all private landlords could show solidarity and refuse to take LHA clients until income was assured, and dependency issues removed - but would landlords accept charging a significantly lower rent to achieve such ends?

    If the governments entire housing policy depends upon a vibrent, growing, and sustainable private sector, I think if you all stood together the government would have no choice but to meet you with an open ear. Whilst private landlords aim to outdo each other and squeeze the tenant, the government have you all where it wants.

  • Posted in: Problem tenants

    F451's post | 18/01/2012 1:39 pm

    No, I'm not a landlord. Just somebody with a long experience inside housing and communities, and a passion for social justice.

    I've had to assist people who's landlord was harrassing them, making exceptional charges, refusing them access to heat. terminating occupancy without terminating the tenancy - the list goes on, and I'm sure good landlords are as fed up as I am with the fly-by-nights and unprofessional, or frankly inhuman landlords who make the trade have a poor reputation.

    I've also witnessed the massive rise in LHA fixing such as to optimise the take from the taxpayer cake, so to speak.

    I do come down more on the side of the tenant, by default, but also support the person, which includes the small landlord. It is ridiculous for the government to carry on the ways of the past 30-years propping up poor and inadequate landlords with benefit payments simply to continue to try and make the private sector appear to be capable of replacing social housing. Meanwhile many good people, landlords and tenants, exist as collateral damage in the policy war that results.

    As I see it, the best chance of small private landlords getting a fair deal is for them to stand together with each other, and even with their tenants, and so force the government into a more sustainable position. but that is just my view.

  • Posted in: Problem tenants

    F451's post | 18/01/2012 12:44 pm

    Well done Meeta, you seem so much nicer than Nasty Nonny. The importance of tone is illustrated by your posts.

    I've mentioned previously that there needs to be some sort of federation for small private landlords, so that you may enjoy the same sorts of benefit that the larger private landlords do who are able to use their size to achieve outcomes that you can not afford.

    However, to date no small landlord has responded positively to the suggestion - which I find hard to understand.

    Meanwhile - I apologise for any individual offence casued by my fascist behaviour of tarring all with one brush (not for the first time, and knowing my own failings probably not for the last).

  • Posted in: Problem tenants

    F451's post | 18/01/2012 12:26 pm

    Do you really think that the experience will make your former tenants better people?

    More to the point, do you think that the experience those children will have passed from home to home, fosterer to fosterer, held back in education and thrown out to fend for themselves on the 18th birthday having been disabled from knowing normal family stability or value - do you think they are likely to be all the better for it.

    Yes, it is not directly your fault these children have been destroyed - it is still something of a sickness to relish their prospect Nonny, or indeed appear to congratulate oneself for one's role in their plight.

  • Posted in: Problem tenants

    F451's post | 18/01/2012 12:05 pm

    I do not begrudge you your venom against the financial loss, nor even the adults that caused you that loss - but glorying in the breaking of a family and condemning innocent children to life of misery (and probably abuse) in the State Care System is hardly something to boast about.

    Such posturing does more to reinforce the negative private landlord stereotype than remove it, and does an injustice to the many good and caring people who are involved in the business of renting property.

    Perhaps you'd want to put that matter right, perhaps you would not. It all depends on how much self respect you feel that you require.

  • Posted in: Problem tenants

    F451's post | 18/01/2012 11:53 am

    Your venom shows just what a nice private landlord you are nonny.

  • Posted in: Problem tenants

    F451's post | 18/01/2012 11:43 am

    I'm sure nonny needs no advice, but may I suggest that you shop around for the best deal.

    Squeal as you may Nonny, you were ignorant of the facts about such insurance. I am pleased that the more competent meeta has been able to educate others and help each become less amature. Perhaps meeta should consider a new income stream by training would-be landlords in the basics - there is clearly a demand.

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