Matt - the horse has well and truly bolted - they need to ensure their comments relate to the present reality.
First time buyers need to be able to purchase without having to find £30,000. If the first time buyers cant get on the housing ladder then the market stalls and social housing becomes even more burdoned.
In terms of debt - CAB and Shelter would be better commenting on fuel poverty, credit card interest rates and bank charges.
Keep it current - they just look severely out of touch and behind the curve, big time.