Gareth you start off so right and end up so wrong.
The pension scheme is fully funded, and workers contribute significant proportions of their pay to keep it that way.
The pay gap is not the issue - low pay is the issue
Whilst a few are getting large bonuses in the financial sector most are not.
It is too easy to allow the 'them' to trap the 'us' in divesive side debates and so detract attention from the fundemental inequalities of payment for work done, and the fact that the top 1% through their greed and mismanagement have destabilsed the economy.
Another poster pointed to the fact that we should recognise the 'money shortage'. There is no less money than there was - it simply is sitting in a few hands where it used to be spread at least a little wider.
The enemy is working against you not working alongside you.